Showing 81 - 90 of 134,669
Persistent link: https://www.econbiz.de/10011646635
Persistent link: https://www.econbiz.de/10011980565
Persistent link: https://www.econbiz.de/10012103860
This paper assesses the effectiveness of lending restriction measures, such as loan-to-value and debt-service-to-income ratios, in affecting developments in house prices and credit. We use data on 99 lending standard restrictions implemented in 28 EU countries over 1990-2018. The results suggest...
Persistent link: https://www.econbiz.de/10012009445
Persistent link: https://www.econbiz.de/10011962109
dissatisfied retail customers from a large, universal bank, UBS, to homogeneous local mortgage lenders. Mortgage lenders located …I study the effects of an increase in the supply of local mortgage credit on local house prices and employment by … in the geographic distance between UBS branches and local mortgage lenders as an instrument for deposit growth, I find …
Persistent link: https://www.econbiz.de/10011943458
We observe significant heterogeneity in the correlation between changes in house prices and the growth of small firms across certain countries in Europe. We find that, overall, the correlation is far greater in Southern Europe than in Northern Europe. Using a simple model, we show that this...
Persistent link: https://www.econbiz.de/10011904686
customers from a large, universal bank (UBS) to homogenous local mortgage lenders in mid-2008. Mortgage lenders close to UBS … that local mortgage oriented banks affect house prices through the supply of credit and that bank specialization thereby …I study the effects of an increase in the supply of local mortgage credit on local house prices and employment by …
Persistent link: https://www.econbiz.de/10011906430
Persistent link: https://www.econbiz.de/10011927192
Persistent link: https://www.econbiz.de/10012184015