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This paper analyzes the determinants of small and medium-sized enterprises' technology adoption in the retail trade industry. From the theoretical perspective, two types of influential factors are differentiated in this respect: the personal characteristics of the manager/business owner and the...
Persistent link: https://www.econbiz.de/10011724965
Ressourcen in KMU ein niedriges Niveau an Handelsaktivitäten im Dienstleistungssektor erwarten. Der Beitrag untersucht den …
Persistent link: https://www.econbiz.de/10011779788
In banking practice, quantifying the probability of default is one of the most important elements of the lending decision, therefore it is also vital from a financial stability perspective. The aim of our research was to model the probability of default as precisely as possible in the case of...
Persistent link: https://www.econbiz.de/10011784442
The Internet roared to the scene in Latin America and it is transforming the way Latin Americans interact, shop, bank …
Persistent link: https://www.econbiz.de/10011786412
Financial accounting is rooted in national thoughts, traditions and institutional settings. As a consequence, accounting has developed heterogeneously over time and fulfilled contracting purposes in divergent national environments. Against this background, we argue that the ongoing process of...
Persistent link: https://www.econbiz.de/10010311873
the differences between the risk properties of retail, SME and corporate credit has been based on parameterized models of … businesses in the sample is rated by both banks, we can generate loss distributions for SME, retail and corporate credit … portfolios with a constant risk profile. Our findings suggest that a special treatment for retail credit and SME loans may not be …
Persistent link: https://www.econbiz.de/10010321275
The aim of the paper is to analize the EFQM model self-assessment process in an small and medium sized enterprise (SME …
Persistent link: https://www.econbiz.de/10010280407
, data seem to confirm that there are no significant differences between family and non family owned SME to what their …
Persistent link: https://www.econbiz.de/10010280479
to finance SMEs, all of the government institutions providing SME funding in Finland and the objectives and tasks … every third SME has applied for and received at least one type of government funding. Our econometric results suggest that …
Persistent link: https://www.econbiz.de/10010285021
manufacturing SMEs. By focussing on self-reported innovation the study achieves a wider coverage of the effects of SME innovation …. Combining these two results and comparing the outlays on SME innovation policy with the estimated effects suggests that policy … was efficient as well as effective. There is evidence that SME tax credits were expensive compared with earlier support …
Persistent link: https://www.econbiz.de/10010288786