Nguyen, Thanh Cong; Nguyen, Thanh Luan; Ho, Thuy Tien - 2022
We provide the first evidence of the effects of credit market regulations on the cost of bank loans. Using a sample of … 3,706 banks in 154 countries over the period 2002-2020, we find robust evidence that the liberalisation of credit market …-income countries. Digging deeper into credit market regulations, we find that regulations that promote private-sector borrowings …