Can fintech credit fill the credit gap in the consumer and business segments? There are few cross-country studies that explore this question. Focusing on marketplace lending, an important part of fintech credit, we use data for 109 countries from 2015 to 2017 to study the relationship between...

In this study, we examine the influence of digital inclusion on financial inclusion, using evidence from a sizable P2P lender in the U.S. We document that digital inclusion is positively associated with P2P lending penetration, with such relation more pronounced in county-years with more...

This study investigates the determinants of household participation in credit markets in Malawi using merged comprehensive data from the Integrated Household Survey. We find that larger family sizes increase the probability of households accessing credit from village banks, and that higher...