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The goal of the article is development of methodical recommendations regarding assessment of sufficiency of the bank … approach to the bank resource potential management. In the result of the study the article identifies specific features of a … complex approach in the bank resource potential management. The method of geometric average and normative values of selected …
Persistent link: https://www.econbiz.de/10010747457
mechanism of managing economic capital of the bank, based on application of procedures of dynamic modelling of movement of … proposals on formation of the mechanism of managing the bank's economic capital, the basis of which is the dynamic model of …
Persistent link: https://www.econbiz.de/10010747484
with the provision of debt finance, the nature of the relationship between bank and entrepreneur can be of considerable …
Persistent link: https://www.econbiz.de/10010790620
Using the 1998 Survey of Small Business Finances and banking data to produce a bank-firm match, the author tests for … evidence of standardized versus relationship lending methods in both total bank credit as well as credit emanating from the … firm’s most important source of financial services, its primary bank. The author employs a two-step Heckman procedure to …
Persistent link: https://www.econbiz.de/10010790624
This paper examines the characteristics of UK small firm bank finance and the causes of the frequently strained … examined. The bank’s solutions including the potentially harmful “secured overdraft system” are then considered. It is argued …
Persistent link: https://www.econbiz.de/10010790639
relationship between bank profits and small business credit. Regression analyses are conducted using the rate of return on assets …, holding constant various bank risk characteristics. …
Persistent link: https://www.econbiz.de/10010790653
There are many studies of bank performance and bank failure in the literature. Most of these studies used banking … to the stability of those ratios through time and across asset size. Many studies also failed to recognize that bank …. These ratios are then used in disaggregated logistic models to predict bank failure. The study finds that the disaggregated …
Persistent link: https://www.econbiz.de/10010790673
on the part of bank personnel, and errors and mistakes. These results suggest opportunities for bank managers to improve …
Persistent link: https://www.econbiz.de/10010790677
This study examines the expectations that both small business firms and bankers have regarding the bank selection … significant differences in expectations are noted. The results suggest a communication gap in the small business/commercial bank …
Persistent link: https://www.econbiz.de/10010790709
The five-year protection period after China's banking industry entering the world has come to an end. With China’s financial market integrating into international financial market in 2006, uncertain risks have increased. Also, the external environment that China's banking industry relied on...
Persistent link: https://www.econbiz.de/10010798387