the early phase of the pandemic. We use a monthly consumption survey specifically designed by the German Statistical …This paper examines how households adjusted their consumption behavior in response to COVID-19 infection risk during … Office covering the second wave of COVID-19 infections from September to November 2020. Households reduced their consumption …

potential", i.e. the share of employees with a teleworkable job who did not WFH pre-pandemic. This measure approximates the … local scope to expand WFH and explains both observed WFH growth during the pandemic as well as prospective employer plans … business closures preclude regional relocation of offline consumption. …

We use UK transaction-level data during the Covid-19 pandemic to study whether mortgage payment holidays (PH) can act … as a mechanism for smoothing household consumption following negative aggregate shocks. Our results suggest that mortgage …-constrained households to maintain higher annual consumption growth compared to those non-eligible for the policy. Finally, we find that …