findings suggest that high capital requirements and large bank size do not reduce default risk, whereas high profitability and … strong income diversification policies lower the likelihood of default risk. The overall empirical results supported the … “operating efficiency”, “diversification” and “too big to fail” hypotheses, confirming that credit quality in the banking …

is applied to macroeconomic and bank-level data spanning 2000 -15.Findings – Bank lending is supported by strong bank … prices and non-oil private sector GDP. Lower bank concentration also helps, likely through greater competition, so does …. Lending remained robust in 2015 despite oil prices having declined, helped by strong bank balance sheets and as banks reduced …

Determinants of bank-level credit growth in Saudi Arabia are investigated by applying a panel approach to data spanning … 2000-15. Strong bank balance sheet conditions, economic activity, and oil prices support bank lending. Reduced bank … concentration appears to have helped. Lending remained robust in 2015 despite oil prices having declined, helped by strong bank …

This paper explores the relationship between bank global exposure and their syndicated loan spreads. Linking syndicated … loan information from Dealscan with confidential US bank foreign exposure data and borrower characteristics, we find that … more bank global exposure is associated with a higher loan spread that is statistically significant. To analyze this …

and explain a remarkable transition from single to multiple firm-bank relationships during the last twenty years of the … sample period. Larger, global, or transparent companies with greater needs for bank credit and specialized services are more … likely to add a bank. Deregulation and intensifying competition in the banking sector during the 1970s spurred banks to …

We aim to analyze how the cyclical patterns in state bank lending behavior diverge from other bank types throughout … banks. State bank lending is efficient based on lower credit risk and wider credit allocation across a spectrum of consumer … and commercial loan categories. Provincial data also show that the differential state bank lending highlights the …

investigated whether the diversification of banks' asset items has a financial impact on the risk level. In this context, panel … Sector for the period 2008-2017, and the relationship between banks' asset diversification and riskiness was investigated …

, and the bank approval disparity is also larger in more racially biased counties. We conclude that insofar as automation by …