attending a four-year college and lower student debt. The effect is more pronounced for students who receive less financial aid …

of the law change on private student loans granted to students at four-year undergraduate institutions. Using a unique …

For an ever-growing number of students aspiring to higher education, borrowing is essential. Yet the burdens of … indebtedness dis-proportionally harm Black and Latinx students. Debt also undermines the meaning and effect of higher education … access, enabling many who borrow to reach the middle class but still limiting possibilities relative to students who do not …

have increased. We discuss these trends as well as recent evidence on the extent to which students are able to obtain … student credit arrangements that balance three important objectives: (i) providing credit for students to access college and …

this "college premium", it has raised new questions about how growing numbers of students can make these investments. One …