Mortgage default prediction is always on the table for financial institutions. Banks are interested in provision … beneficial. However, the residual maturity of mortgage loans does not contribute to default probability, which means that banks …

the overall mortgage market has grown handedly. In 2014, non-banks accounted for over 40 percent of total origination in … active in mortgage servicing than ever before; and 3) using technology to transform the mortgage market. Without non …-banks, today's sluggish mortgage market would be much less vibrant, and our analysis reveals positive impacts of non-banks on …

We explore the capital structure and governance of a mortgage-insuring securitization utility operating with government … for appropriate pricing and transfer of mortgage risks across the private sector and between the private sector and the … mortgage guarantee fee, whose size we find is most sensitive to the required capital ratio and the expected return on that …

This article focuses on the supply side of household foreign currency mortgage loans in Hungary, on the relevant …

The recent global financial crisis, sparked by developments in the American mortgage market, provides a timely … opportunity for a thorough analysis of the standard model for financing home purchases. The United States residential mortgage … the novel insight that a non-recourse mortgage with no initial down payment resembles the case of corporate …

We explore the capital structure and governance of a mortgage-insuring securitization utility operating with government … for appropriate pricing and transfer of mortgage risks across the private sector and between the private sector and the … mortgage guarantee fee, whose size we find is most sensitive to the required capital ratio and the expected return on that …

We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …