Under the Community Reinvestment Act (CRA) banks can fulfill their affirmative obligation to meet local credit needs by … CRA credit for purchases has had its intended effect of increasing LMI credit availability by making LMI loans more liquid …

credit. We develop a classical two-stage supply chain model, in which the end demand follows a downward sloping function and … financing has a cost markup disadvantage as compared to trade credit, it also has a revenue recover advantage. We find that as … better off than under trade credit. These insights are useful for understanding the performance and the design of platform …