This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …

Studies of mortgage approvals find that minority borrowers are more likely to be denied loans, even when background …-American mortgage applicant earning the same income as a white applicant is therefore more likely to experience downward reversion to … discrimination in the standard loan approval model is reduced for both African-Americans and Hispanics. Applying the same method to …

rationing of small businesses between white- and minority-owned firms in the USA. We utilize a representative dataset of small …

of depression, high cholesterol, and hypertension between Hispanics, non-Hispanic blacks, and non-Hispanics whites using … characteristics, while the sources of the utilization difference between the whites and Hispanics are split between the differences in …