This research examines the concept of a robo-advisor with digital twin capabilities for personal financial management. Using an exploratory study, the researchers developed an interactive and interpretive model that analyses the most critical variables to consider when designing the next level...

"Banking is necessary, banks are not." Diese vielzitierte Aussage von Bill Gates aus dem Jahre 1994 lässt sich nicht nur allgemein mit Blick auf die Veränderungen des Bankwesens seit der Finanzkrise 2007/2008 heranziehen, sondern insbesondere angesichts seiner Umbrüche aufgrund sogenannter...

This paper represents an investigation of the communication practices used by the organizations included in the International Integrated Reporting Council's Pilot Programme, in order to investigate how integrated reports are used as instruments for the communication of information regarding the...

This paper represents an investigation of the communication practices used by the organizations included in the International Integrated Reporting Council’s Pilot Programme, in order to investigate how integrated reports are used as instruments for the communication of information regarding...

Over the past years, businesses have had to tackle the issues caused by numerous forces from political, technological and societal environment. The changes in the global market and increasing uncertainty require us to focus on disruptive innovations and to investigate this phenomenon from...