When conducting research into small business, it is necessary to clearly define and identify the particular size classes of enterprises. This can be done by applying quantitative and/or qualitative criteria which reflect the specificity of business entities of different sizes. The effectiveness...

Current theoretical and empirical research suggests that small banks have a comparative advantage in processing soft information and delivering relationship lending. The most comprehensive analysis of this view found using U.S. data that smaller SMEs borrow from smaller banks and smaller banks...