Purpose – This paper aims to investigate the determinants of default mortgage in China and the factors affecting the … mortgage amount granted by Chinese banks. Design/methodology/approach – This paper employs the credit scoring model to … investigate the determinants of default mortgage in China and the factors affecting the mortgage amount granted by Chinese banks …

We provide new evidence that credit supply shifts contributed to the U.S. subprime mortgage boom and bust. We collect … original data on both government and private mortgage insurance premiums from 1999-2016, and document that prior to 2008 …

This article analyzes the over-indebtedness caused by irresponsible mortgage lending by credit institutions in Spain … multidisciplinary approach of the mortgage system that includes the customer's perspective involving the banking sector as well as the …

This paper analyzes the problems of credit risk modeling of residential mortgage lending in Russia. Using unique … mortgage loan and macro data from a regional branch of the Agency of Home Mortgage Lending (2008-2012), we find that borrower … and mortgage loan characteristics affect the loan performance and play an important role in predicting default as well as …

scores by the Government Sponsored Enterprises (GSEs) in mortgage underwriting to answer this question. The use of credit …