2015, we test whether young businesses are more likely to face credit rejections from lenders than their older peers. Our … the issue of sample selection bias potentially affecting our data. Additional tests also reveal that credit constraints … viability of credit and, thus, ensure the growth of young businesses in the Euro area. …

The purpose of this study is to test various theses on the banking industry's ability to help launch Internet …-based startups in Italy and to identify the factors that facilitate Internet startup founders' access to the bank loan market … model that relates the amount of bank debt accrued by Internet startups to a set of regressors that includes measures of …