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Bank lending to SMEs plays a vital role in economic growth, contributing significantly to employment and GDP. Access to … bank lending is crucial for small- and medium-sized enterprises (SMEs), as they contribute significantly to global … employment and GDP. New financial technologies promise better bank operations, fewer costs, and enhanced credit supply to SMEs …
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system. Does it succeed? We study the response of FinTech to financial services demand created by the introduction of the … Paycheck Protection Program (PPP). We find that FinTech is disproportionately used in ZIP codes with fewer bank branches, lower … incomes, and a larger minority share of the population, as well as in industries with little ex ante small-business lending …
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strong FinTech industry as indicated by an increasing number of FinTechs (particularly in payments, lending, and banking …FinTech in the Philippines has been gaining more attention in recent years, especially during the onset of the COVID-19 … Philippines remains lagging behind compared to ASEAN neighbors. In addition, FinTech has faced concerns pertaining to the …
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Fintech in Latin America is greeting the dawn. We take stock of how it is transforming financial services in the region …. First, we describe the fintech landscape in terms of investment, firms and services provided. We find that fintech has … prospects for fintech by exploring the institutional framework to supervise and regulate it. We show that fintech regulation in …
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