We document that European banks charge higher interest rates on loans granted to small and medium-sized firms located in areas at high risk of flooding. At 6 basis points, the average risk premium does not adequately reflect the deterioration of loan performance in the aftermath of flood...

This paper analyses the impact of the gender of the loan officer-borrower pair on the loan-size, credit availability and time spent in managing the credit application. By using 3,020 lending transactions from Ecuador during 2016-2019, we document that the loan officer-borrower pair gender drives...

Was vor gut vier Jahren mit dem Verfall der Immobilienpreise in den USA als rein amerikanische Krise begann, hatte sich zu einer weltweiten Finanz- und Wirtschaftskrise ausgeweitet und entwickelte sich zur schwersten Krise an den internationalen Finanzmärkten seit den 1920er Jahren. Um den...