Credit risk assessment is a crucial part of macroprudential analysis, with the aggregate nonperforming loan (NPL) ratio … important determinants that can help explain the change in NPL ratios in the CESEE countries: past credit growth as well as … of excessive credit growth as well as foreign exchange lending. …

bank-specific factors - such as rapid credit growth and excessive bank lending - contribute to the buildup of NPLs. Further … that a rising NPL ratio decreases gross domestic product growth and credit supply and increases unemployment rate. Our …

study is the first to investigate whether credit information sharing exerts impact on nonperforming loans of banking system … credit information sharing, suggesting that information sharing tends to enhance the financial sustainability of the banking …