NPL could be treated as a critical issue in the financial systems of countries of which have bank-based infrastructures … since NPL restrict the credit providing capacity of banks. Hence, necessary financing sources for economic growth and …

. Rising competition among banks could pose a challenge and possibly change the level of credit risk, especially if the banks … competition affects credit risk in Montenegro and whether banks differing in size react differently. Panel data techniques were … affected. Overall, the increasing competition may positively affect credit risk in Montenegro. …

competition? Has it led to more or less credit risk? In all or some countries? In this study, we examine the evolution of … competition (through market power and concentration) and credit risk (through non-performing loans) in 2005-2017 across all euro … core and periphery with respect to competition and credit risk, especially post-crisis, in spite of some partial …

; nevertheless, it proves an insignificant effect among them. It also shows that the lower the level of bank competition, the lower … the level of bank risk taking, and the better the level of financial stability. It further found that market competition … and bank ownership structure had a homogenous effect on financial stability when looking at the impact of competition and …