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attitude on the acceptance of electronic banking channel services which is the most important key concern. Data were collected … factors on user behaviour and the moderating effect of attitude on the relationship between individual factors and user … behaviour based on the Unified Theory of Acceptance and Use of Technology. A model suggests a second-order components research …
Persistent link: https://www.econbiz.de/10012197356
the knowledge gap of acceptance on the Islamic banking system implementation in the Indonesian micro economy development …. The research questions is how micro industries perception and acceptance towards the existence of Islamic rural banks. The … secondary data collection from its financial reports. The research finding is the positive perception and acceptance of Islamic …
Persistent link: https://www.econbiz.de/10011260099
episode. The 1763 crisis was sparked by the failure of a major provider of acceptance loans, a form of securitized credit …
Persistent link: https://www.econbiz.de/10009552218
This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance institutions in the era of financial liberalization. The...
Persistent link: https://www.econbiz.de/10010510572
For emerging market regulators, shadow banking represents an activity which they must control. For businessmen in economies like Russia, Argentina, Saudi Arabia and Mexico, shadow banking represents an important business opportunity. By extending credit to risky (but promising) activities...
Persistent link: https://www.econbiz.de/10010514169
In the recent years the shadow banking system had moved into the focus of regulators. New regulatory approaches affected the overall appearance of financial markets. The G20 detected the shadow banking system as remaining issue for sound and efficient regulation to ensure a stable financial...
Persistent link: https://www.econbiz.de/10009747000
The ex ante theory of collateral states that better informed lenders, such as informal lenders, rely less on collateral. We test this by contrasting the use of collateral between formal and informal lenders in the same market. Indeed, formal lenders rely more often on collateral, controlling for...
Persistent link: https://www.econbiz.de/10010342166
Bank holding companies (BHCs) invest in risky projects through bank entities or sell projects for a fee, thus engaging in shadow banking. BHCs can increase their fee income by guaranteeing sold projects with a recourse to the bank's balance sheet. If bank bailouts are likely and for high capital...
Persistent link: https://www.econbiz.de/10010255024
The US credit boom has been identified as one of the causes of the global financial crisis and the resulting debt overhang is seen as the primary reason for the weak economic recovery. Most of the existing literature links the credit boom to the emergence of the shadow banking system. This paper...
Persistent link: https://www.econbiz.de/10011456517
The aim of this paper is to discuss P2P lending, a subcategory of crowdfunding, from a (financial stability) risk perspective. The discussion focuses on a number of dimensions such as the role of soft information, herding, platform default risk, liquidity risk, and the institutionalization of...
Persistent link: https://www.econbiz.de/10011458773