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Are retirement planning tools substitutes or complements to financial capability?
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2022
' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goals. In the treatment … condition, it also projects retirement income based on definedcontribution savings, prominently displays the gap between …
Persistent link: https://www.econbiz.de/10013465431
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Are retirement planning tools substitutes or complements to financial capability?
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - In: Journal of economic behavior & organization : JEBO 214 (2023), pp. 561-573
Persistent link: https://www.econbiz.de/10014478367
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Are Retirement Planning Tools Substitutes or Complements to Financial Capability?
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - National Bureau of Economic Research - 2022
' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goal. In the treatment … condition, it also projects retirement income based on defined-contribution savings, prominently displays the gap between …
Persistent link: https://www.econbiz.de/10013477215
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Predicting retirement savings using survey measures of exponential-growth bias and present bias
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2018
In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent. …
Persistent link: https://www.econbiz.de/10011902764
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Disparities in Financial Literacy, Pension Planning, and Saving Behavior
Bucher-Koenen, Tabea; Hackethal, Andreas; Kasinger, Johannes - 2022
. Average savings increase — especially for the financially less literate. We conclude that simplification of pension … information can potentially reduce disparities in pension planning and savings behavior …
Persistent link: https://www.econbiz.de/10014236537
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Disparities in financial literacy, pension planning, and saving behavior
Bucher-Koenen, Tabea; Hackethal, Andreas; Kasinger, Johannes - 2022
. Average savings increase-especially for the financially less literate. We conclude that simplification of pension information … can potentially reduce disparities in pension planning and savings behavior. …
Persistent link: https://www.econbiz.de/10013415491
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Disparities in financial literacy, pension planning, and saving behavior
Bucher-Koenen, Tabea; Hackethal, Andreas; Kasinger, Johannes - 2022
. Average savings increase|especially for the financially less literate. We conclude that simplification of pension information … can potentially reduce disparities in pension planning and savings behavior. …
Persistent link: https://www.econbiz.de/10013399826
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Disparities in financial literacy, pension planning, and saving behavior
Bucher-Koenen, Tabea; Hackethal, Andreas; Kasinger, Johannes - 2022
. Average savings increase - especially for the financially less literate. We conclude that simplification of pension … information can potentially reduce disparities in pension planning and savings behavior …
Persistent link: https://www.econbiz.de/10014088342
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Are Retirement Planning Tools Substitutes or Complements to Financial Capability?
Goda, Gopi Shah; Levy, Matthew R.; Flaherty Manchester, … - 2022
' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goal. In the treatment … condition, it also projects retirement income based on defined-contribution savings, prominently displays the gap between …
Persistent link: https://www.econbiz.de/10014296502
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Are retirement planning tools substitutes or complements to financial capability?
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2022
' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goals. In the treatment … condition, it also projects retirement income based on definedcontribution savings, prominently displays the gap between …
Persistent link: https://www.econbiz.de/10014480372