Bank deregulation in the form of the repeal of the Glass-Steagall Act facilitated the entry of non-bank lenders into … the market for syndicated loans during the pre-2008 credit boom. Institutional investors disproportionately purchase …

Exploiting differential interstate branching deregulation across contiguous counties of adjacent states, we investigate …

How does gaining access to expensive credit affect the well-being of credit-constrained households? I use plausibly … payday loans on household well-being. Using suicide risks as a long-term measure for household distress, I find detrimental …

This paper uses branching and interstate banking deregulation as a natural experiment to explore the effect of agency … interstate banking deregulation, which expanded internal capital markets across states. However, the effect of branching … deregulation is weak or non-existent. Considering the role of bank loan commitments, these results provide one route though which …