Arauz, Andrés; Garratt, Rod; Ramos F., Diego F. - In: Latin American journal of central banking : LAJCB 2 (2021) 2, pp. 1-10
Dinero Electrónico was a mobile payment system developed by the Banco Central del Ecuador that allowed citizens to transfer USD balances in real-time from person to person using basic cell phones. The program operated between 2014 and 2018. Key drivers of the program were increasing financial...