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rate regulation purposes. This requirement may imply the need for estimating or evaluating the variable importance when … complicated models are used. Furthermore, from both rate-making and rate-regulation perspectives, it is critical to investigate … applications in auto insurance rate regulation. This study focuses on analyzing major risks only, but the proposed method can be …
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Territory design and analysis using geographical loss cost are a key aspect in auto insurance rate regulation. The … equity of pure premium, as required by insurance regulation. To achieve this goal, the spatially-constrained clustering of …-constrained clustering approach in defining geographical rating territories for insurance rate regulation purposes. The significance of this …
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Liability insurers use a variety of tools to address adverse selection and moral hazard in insurance relationships …. These tools can act on insureds in a manner that can be understood as regulation. We identify seven categories of such … prior literature to explore them in the context of five areas of liability and corresponding insurance: shareholder …
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