Digitization has changed economic activity in many ways. While digitization has contributed to a very dynamic …, social networks, trading platforms and other business models. On the other hand, data (and data analysis) should stand in the …

, including customer acquisition, funding, compliance activities, data and capital (including trust capital). Despite advances in …, and in newly created and usable data. These improvements have alleviated transaction costs and given rise to new business … across financial regulation, competition, and industry regulatory bodies to manage trade-offs between stability and integrity …

better future for most of the world population. This paper examines the current fragmentation in the digital governance and …

these data flows; and (3) Digital security, which should be prioritised to embed trust into the digital economy, but has … interactions but are also disrupting existing consumer and competition policy frameworks; (2) Cross-border data flows, which … facilitate global trade and co-operation but also amplify policy concerns that have motivated countries to place conditions on …