unfair by many policyholders. In this paper, we study the factors that affect the number of claims in car insurance by using …

For automobile insurance, it has long been implied that when a policyholder made at least one claim in the prior year …, the subsequent premium is likely to increase. When this happens, the policyholder may seek to switch to another insurance … nine-year claims data for the entire Singapore automobile insurance market that allowed us to track information before and …

In an attempt to transfer the loss rate risks in motor insurance to the capital market, we use the tranche technique to … hedge the motor insurance risks. This paper illustrates AXA and their securitization of French motor insurance in 2005 as an … constructed on the basis of the expected loss ratio from motor insurance policy holders' groups. As a consequence we develop motor …

The mathematical theory of non-life insurance developed much later than the theory of life insurance. The problems that … occur in the former field are far more intricate for several reasons: 1. In the field oflife insurance, the company usually … particular types of policy (for instance, sickness insurance, when the insured starts working again after a period of sickness …

in the insurance industry specializing in assessing risks and determining insurance premiums for personal vehicles …. However, the app is not limited exclusively to actuaries. Other individuals or entities, such as insurance companies … insurance, can also benefit from using the app. It is the first web-based application of its kind that is free to use and …