with Long-Term Debt (CL/LTL) and Net Interest Margin (NIM) on the growth of earnings in banking industry which is … Liabilities (CL/LTL) and Net Interest Margin (NIM) have influence on the growth of earnings in the banking industry registered in …

that was applied in this research are:CAR, NPL, NIM, ROA, BOPO, LDR, dan GWM.The population in this research are all of …), NIM (Net Interest Margin), ROA(Return On Assets), BOPO (Operational Expenses to Operational Revenue), LDR (Loanto Deposit … variabel CAR, NPL, NIM,ROA, BOPO, LDR dan GWM had significant influence to earning growth. Partiallyvariabel CAR, NPL, NIM, ROA …

ratio (CAR), non performing loan (NPL), net interest margin (NIM), return on asset and loan to deposit ratio (LDR). Data got … of Tobit regression model are CAR and NIM reach the same regression coefficient, 0.077. The other variables are 0.076 for … NPL, 0.075 for ROA and 0.064 for ROA. So, the highest variables influenced of bank performance are CAR and NIM and lowest …