This book offers new insights on banking business models, risks and regulation proposals in the aftermath of the European financial crisis. It investigates the main issues affecting the business of banking nowadays, such as low interest rates and non-performing loans. The combined effect of low...

This book offers new insights on banking business models, risks and regulation proposals in the aftermath of the European financial crisis. It investigates the main issues affecting the business of banking nowadays, such as low interest rates and non-performing loans. The combined effect of low...

The purpose of this paper is to explore determinants of the debt financing of FinTech start-ups. Using a new hand-collected multisource database that maps FinTech start-ups incorporated in the UK from 2010 to 2015, this study examines how the characteristics of FinTech start-ups affect the types...

The purpose of this paper is to explore determinants of the debt financing of FinTech start-ups. Using a new hand-collected multisource database that maps FinTech start-ups incorporated in the UK from 2010 to 2015, this study examines how the characteristics of FinTech start-ups affect the types...

Covered bonds are debt instruments issued by financial institutions that represent the link between the funding strategies of banks and the capability of originating high-quality assets, which in turn enable cost-efficiently funded lending to the real economy. To date, the regulation of covered...

Banks are increasingly using online social media to engage with their existing and potential customers; however, the use of technology can both strengthen and weaken these "virtual" relationships. We analyse the adoption of online social media for 151 Italian banks and test how it affected bank...