This guide has been created with the purpose of reviewing, synthesising and distilling the various regulation innovation initiatives of the Financial Conduct Authority in recent years with a primary focus on Project Innovate and in particular, the much-lauded Innovate Regulatory Sandbox which...

Technology-enabled financial and regulatory innovation is still in early stages of development in many countries and regions globally and this is also the case in the Western Balkans. As such, the limited empirical data makes a thorough impact assessment challenging. Beside desk-based market,...

In this study by the Cambridge Centre for Alternative Finance and Nesta, in partnership with KPMG and supported by the CME Group Foundation, we show how in 2015, the combined market activity of the UK online alternative finance industry grew to £3.2 billion; an 84% increase in growth compared...

The Cambridge Centre for Alternative Finance at Cambridge Judge Business School and the Polsky Center for Entrepreneurship and Innovation at the University of Chicago jointly publish the 2017 Americas Alternative Finance Industry Report. The study shows the online alternative finance market...

Now in its second year, this benchmarking report covers online alternative finance activity from the Middle East and African region in 2016. The total alternative finance market volume across the region grew by 48 per cent, accounting for $358.87 million. Africa alone accounted for $181.56m (51...

FinTech holds great potential for both financial inclusion and economic development in a wider sense. Digital financial solutions have been expanding access and reach to consumers, especially the unbanked and under-banked. They have been significantly lowering the costs of providing financial...

The first global benchmark study of the RegTech sector by the Cambridge Centre for Alternative Finance, conducted with the support of EY Japan, is based on a survey of 111 firms as well as regulators and industry experts. We estimate that the global RegTech industry generated $5 billion in...

This report presents the findings of a global survey on AI in Financial Services jointly conducted by the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School and the World Economic Forum in Q2-Q3 2019. Representing one of the largest global...