most common strategy: delaying tapping housing wealth until financial wealth is exhausted and then taking a line of credit …. In addition, the results show that housing wealth displaces bonds in optimal portfolios, making the low rate of …

The two main savings vehicles designed for accumulating assets for retirement are individual retirement accounts (IRAs …) and employment-based retirement savings plans such as 401(k) plans. This paper examines the ownership of IRAs (in … accumulating assets for retirement, not all Americans have access to 401(k)-type plans or use either of these plans to save …

wealth. This pattern is consistent across multiple retirement age thresholds and cohorts, including both individuals who have … that welfare effects are unequally distributed. Individuals with low pension wealth show the largest increases in labor …

close to retirement. The age pattern is partly explained by the positive effect of pension wealth on disability pensions …This study provides novel evidence about the pension wealth elasticity of employment. For the identification we exploit … reform-induced variation of pension wealth that is related to the number of children but which does not affect the implicit …

close to retirement. The age pattern is partly explained by the positive effect of pension wealth on disability pensions …This study provides novel evidence about the pension wealth elasticity of employment. For the identification we exploit … reform-induced variation of pension wealth that is related to the number of children but which does not affect the implicit …

close to retirement. The age pattern is partly explained by the positive effect of pension wealth on disability pensions …This study provides novel evidence about the pension wealth elasticity of employment. For the identification we exploit … reform-induced variation of pension wealth that is related to the number of children but which does not affect the implicit …

close to retirement. The age pattern is partly explained by the positive effect of pension wealth on disability pensions …This study provides novel evidence about the pension wealth elasticity of employment. For the identification we exploit … reform-induced variation of pension wealth that is related to the number of children but which does not affect the implicit …

Several demographic variables are correlated with a worker's likelihood of receiving a retirement annuity and …/or employment-based pension payment in retirement. These variables are also correlated with the amount of pension income a worker …

This paper explores the effect of letting individuals choose their retirement age in a world of uncertainty where there … finds that it is preferable to let people make their retirement decision after rather than before the uncertainty is lifted …