David-West, Olayinka; Iheanachor, Nkemdilim; Umukoro, … - In: Journal of innovation & knowledge : JIK 5 (2020) 2, pp. 105-116
Despite Nigeria's huge population, huge consumer market and the vast number of mobile money operators (MMOs), the uptake of mobile money services has been the lowest in Africa. The introduction of mobile money services into the market after an elaborate licensing and regulatory process by the...