Using a novel database containing the time-series details of the organizational structure of individual bank holding … prevailing "modal bank" are better off compared with those pursuing generic diversification. Moreover, we find that early …

within the community bank segment, larger community banks outperform smaller community banks. Our findings, taken as a whole …

We investigate two questions: (1) Do bank lending decisions to small and medium-sized firms provide information about …? Based on a unique, detailed data set of all Norwegian firms' bank accounts and financial statements, the answer to both … questions is yes. Competing 'outside' bank lenders lend to firms who subsequently perform worse than other borrowers, and this …

We investigate two questions: (1) Do bank lending decisions to small and medium-sized firms provide information about …? Based on a unique, detailed data set of all Norwegian firms' bank accounts and financial statements, the answer to both … questions is yes. Competing 'outside' bank lenders lend to fi rms who subsequently perform worse than other borrowers, and this …

We examine the connection between the number of bank relationships and firms' performance using a unique data set on … on assets decrease as the number of bank relationships increases, the effects being stronger for small firms than for …. Particularly for small firms, these results are consistent with finding that suggest that having fewer bank relationships reduces …

impact of bank credit supply frictions on firm performance. I exploit differences in the composition of banks' liabilities … structure during the financial crisis of 2007-2009 as a source of exogenous variation in the availability of bank credit to … nonfinancial firms, in order to identify the causal relationship between bank credit supply and firm performance, measured by firms …

This paper explores the puzzle of inconsistent findings in regard to bank lending decisions and the negative response … to bank loan announcements in China. Using firm performance before and after the lending decisions, adjusted for the … some cases it is no longer related to bank loan size. Specifically, the positive relationship disappears for loans by …

We show that there is a U-shaped relationship between bank loan spread and borrower innovation activity, which … indicates a ceiling for bank profit from lending to innovative firms. Experienced banks can benefit from lending to innovation … matters more than patent number from bank's view. Our paper contributes to the literature in understanding the mechanism by …

I investigate the effects of bank loan renegotiation on firm's financial and investment policies, and performances. I … long-time period. I find that bank loan renegotiation has an economically significant and causal impact on financial policy …, implying important effects of firm's tangibility, growth, opportunities and cash on financial policy and performances. Bank …