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-sized bank in the United States, I directly measure the stream of non-lending profits generated from (1) the non-credit services … cross-sold to the borrower, and (2) the additional bank clients referred by the borrower. In models of loan price that … already include both the bank's proprietary risk rating and traditional risk proxies, non-lending profits increase adjusted R2 …
Persistent link: https://www.econbiz.de/10013068955
Mercantile Registry and the Bank of Spain Credit Registry (CIR) to classify firms according to their number of banking relations … importance of such groups in a European country. We control for reverse causality by treating bank relationships as endogenous …
Persistent link: https://www.econbiz.de/10013146305
Using corporate loan facilities and hand-matched information on bank lobbying, we show that borrower performance … improves after receiving credit from lobbying banks. This especially holds for opaque borrowers, about which the lending bank … regulators with valuable borrower information, which results in improved bank-lending supervisory decisions and corporate …
Persistent link: https://www.econbiz.de/10013305740
—firms’ increased access to bank credit and banks’ strengthened monitoring of firms. Our study sheds light on how the …
Persistent link: https://www.econbiz.de/10013312179
In this paper, we show the benefits of bank asset diversification for the economy. A more diversified stream of … the financial crisis, when maintaining credit availability is of paramount importance. We use changes in bank regulation …
Persistent link: https://www.econbiz.de/10013404946
This paper studies how bank market power affects firm creation in innovative industries. Theoretically, I show that the … effect of bank market power is ambiguous. I exploit a 2012 policy intervention in Italy, designed to foster firm creation in … innovative industries through public bank guarantees. The policy increased firm creation in innovative industries by 50%, but the …
Persistent link: https://www.econbiz.de/10013251566
The growth of securitization made it easier for banks to sell home mortgage loans that they originated. I explore how mortgage sales affected banks in the years leading up to the financial crisis that began in 2007 and how banks pre-crisis mortgage sales affected them during the crisis. Loan...
Persistent link: https://www.econbiz.de/10013132342
This paper reviews empirical evidence on the use of bank lines of credit as a source of corporate liquidity …
Persistent link: https://www.econbiz.de/10013116009
Does bank instability push borrowers to use crowdfunding as a source of external finance? We identify stressed banks …
Persistent link: https://www.econbiz.de/10011317927
, Bank- Controlling, Bankenaufsicht und Bankmarketing. Dr. Andreas Dahmen Dipl-Kfm., Dr. rer. oec., Ausbildung zum …
Persistent link: https://www.econbiz.de/10011678772