We consider physicians with fixed capacity levels. If a physician's capacity exceeds demand, she may have an incentive … to overtreat, i.e., she may provide unnecessary treatments to use up idle capacity. By contrast, with excess demand she …

contracting on the supply side is an alternative to demand-side cost sharing. A third section proposes a theory of selective …This chapter reviews topics related to the demand for health insurance, including the question of how choice of health … insurance in high- and middle-income countries, a second section synthesizes the normative and empirical literature on demand …