have not applied for loans, as seen in national data sets measuring wealth and expenditures. Contrary to conventional … and highest wealth levels. The authors contend that the observed differences in the bad credit rates between Blacks and … Whites in the middle wealth range are attributable to different treatment of Blacks and Whites in credit markets …

in wealth …

in wealth? Using the Panel Study of Income Dynamics, this study examines private transfers by race and ethnicity and …How do private transfers differ by race and ethnicity and do such differences explain the racial and ethnic disparity … explores a causal relationship between private transfers and wealth. We examine private transfers in the form of financial …

Researchers have documented racial inequalities in wealth ownership and have offered a variety of explanations to … adulthood and examines the impact of these differences on wealth accumulation patterns. Using the National Longitudinal Survey … of Youth, I find that large family size and family disruptions in childhood are negatively associated with wealth …