This paper examines whether offering a health savings account (HSA)-eligible health plan for free, alongside other health plan options with a premium, alters employee enrollment choices; and if responders differ by health status. The data for this study come from two large employers and cover...

The Employee Benefit Research Institute (EBRI) developed the EBRI HSA Database to analyze the state of, and individual behavior in, Health Savings Accounts (HSAs). The HSA database contains 5.5 million accounts with total assets of $11.4 billion as of Dec. 31, 2016. This paper is the first...

This paper presents findings from the 2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey. Findings from the 2007 survey are compared with our findings from 2005 and 2006. In 2007, 2 percent of the population was enrolled in a consumer-driven health plan (CDHP), up from 1 percent in...

The Patient Protection and Affordable Care Act (PPACA) enacted March 23, 2010, and the Health Care and Education Reconciliation Act (HCERA) enacted March 30, 2010, require that group health plans and insurers make dependent coverage available for children until they attain the age of 26...

There is no shortage of public opinion surveys related to the Patient Protection and Affordable Care Act (PPACA), enacted March 23, 2010. However, differences in public opinion among individuals with private health insurance have not been explored as they relate to type of health plan. This...

Native American women have suffered years of systematic injustice; the most tyrannical act in modern times may arguably be eugenics' practice through forced sterilization. Despite recent feminist movements and reproductive health reform, Native American women are missing from the conversation. The...

The purpose of this study is to determine the leading indicators of the COVID-19 pandemic in Australia using daily data from 31 December 2019 to 14 October 2020. This study applies the signal extraction technique, which is usually used to predict a financial crisis to examine 30 COVID-19...

Recent improvements in population health have been possible thanks to advances in sanitation and health technology. Several treatments, procedures and diagnostic devices have revolutionized modern epidemiological patterns, turning once deadly diseases into curable or preventable conditions,...

In the Affordable Care Act (ACA), Congress assumed that the private insurance sector will continue to underwrite health risks for most of the non-elderly population. But nothing requires private insurers to continue to do so. To the contrary, the burdensome nature of the ACA's provisions is...

This paper examines satisfaction with various aspects of health care by type of health plan among three groups of health-plan enrollees: those with a consumer-driven health plan (CDHP), those with a high-deductible health plan (HDHP), and those with traditional coverage. The findings presented...