Medicare pricing is known to indirectly influence provider prices and care provision for non-Medicare patients; however, Medicare's regulatory externalities are less well-understood. We study such implications by examining how physicians' outpatient surgery setting preferences respond to the...

This paper examines, theoretically and empirically, how changes in the demand for health insurance and medical services in the non-Medicare population -- coverage eligibility changes for parents and the firm size composition of employment – spill over and affect health insurance coverage and...

Community-rating regulations equalize the insurance premiums faced by the healthy and the unhealthy. Intended reductions in the unhealthy's premiums can be undone, however, if the healthy forgo coverage. The severity of this adverse selection problem hinges largely on how health care costs are...

Long-term care expenditures constitute one of the largest uninsured financial risks facing the elderly in the United States and thus play a central role in determining the retirement security of elderly Americans. In this essay, we begin by providing some background on the nature and extent of...

A policy proposal to address the over-use of emergency departments by the uninsured is expanding public insurance. However, the uninsured are typically not the only recipients of expansions -- crowd-out occurs, and the two groups face radically different price changes. Using the Low Income...