This paper examines the state of employment-based health benefits, updating prior EBRI research that examined trends in coverage on a monthly basis, over the time period from December 1995 to July 2011. Examining these data on a monthly basis allows a more accurate identification of changes in...

This paper updates previous estimates by the Employee Benefit Research Institute on savings needed to cover health insurance premiums and health care expenses in retirement. Much like EBRI's 2012 report, this analysis finds that the savings targets for a 65-year-old retiring in 2013 were not...

Five years after passage of the Patient Protection and Affordable Care Act of 2010 (PPACA), implementation of many of its provisions and delay of others, a majority of workers continue to give low marks to the U.S. health care system. This paper examines public opinion with respect to various...

This paper examines the amount of savings Medicare beneficiaries are projected to need to cover program deductibles, premiums and other health expenses in retirement. For the purposes of this study, health expenses include premiums for Medicare Parts B and D, premiums for Medigap Plan F, and...

This paper examines satisfaction with various aspects of health care by type of health plan among three groups of health-plan enrollees: those with a consumer-driven health plan (CDHP), those with a high-deductible health plan (HDHP), and those with traditional coverage. The findings presented...

This paper presents Employee Benefit Research Institute (EBRI) estimates from the U.S. Census Bureau's March 2008 Current Population Survey (CPS) on the health insurance status of the near elderly, adults ages 55-64. EBRI's estimates reveal that adults ages 55-64 were one of two groups - the...

Managed competition and a health insurance exchange appear to be the primary proposed vehicles for expanding Americans' access to health insurance coverage. For managed competition to work, most analysts agree that a number of components will need to be included: individual mandates, risk...

This paper examines the status of health insurance coverage in the United States including historic data through 2006 on the number and percentage of nonelderly individuals with and without health insurance. Specifically, the paper discusses recent trends in health insurance coverage and some of...