This study estimates rates of all forms of health insurance coverage for workers aged 18 to 64, by wage quintiles, over the past three decades. This analysis looks at health insurance from any source, while other reports (with rare exceptions) look at only employer-provided health coverage. This...

The Patient Protection and Affordable Care Act (PPACA) enacted March 23, 2010, requires that group health plans and insurers make dependent coverage available for children until they attain the age of 26, regardless of tax or student status, or dependent status as it relates to financial...

This paper presents data from the 2010 EBRI/MGA Consumer Engagement in Health Care Survey and the Society for Human Resource Management’s 2010 SHRM Organizations’ Response to Health Care Reform Poll to examine how employers might respond to health reform and employees’ expectations of...

The Patient Protection and Affordable Care Act (PPACA) of 2010 created a temporary reinsurance program for sponsors of employment-based health plans that provide retiree health benefits to retirees who are over age 55 and not yet eligible for the Medicare program. The program provides an 80...

On Feb. 13, 2009, Congress passed the American Recovery and Reinvestment Act of 2009 (ARRA, P.L. 111-5), which included a provision for the federal government to pay 65 percent of the premiums for individuals covered under the continuation of employment-based health insurance by COBRA who...

This paper summarizes presentations at EBRI’s 65th biannual policy forum, held in Washington, DC, on Dec. 10, 2009, on the topic, “Employers, Workers, and the Future of Employment-Based Health Benefits.” The forum brought together a wide range of economic, benefits, management, and labor...

This paper examines the prevalence of retiree health benefits among Medicare-eligible retirees. It discusses the percentage of retirees with employment-based retiree health benefits over the 1994-2008 period. It also examines the trend for individually purchased coverage as a supplement to...

This paper examines how current health reform legislation being debated in Congress will impact the future of retiree health benefits. The paper also provides background on the impact of private-sector accounting rule changes on the availability of retiree health benefits since the mid-1990s;...

This paper summarizes discussion at the Employee Benefit Research Institute's December 2007 policy forum, which sought to assess reports that the U.S. employment-based health benefits system has reached a "tipping point" because of ever-rising costs, with employers entering a period of...

This paper reviews recent trends in coverage for workers by hours worked and firm size. It examines data from the U.S. Census Bureau’s most recent Current Population Survey. The Patient Protection and Affordable Care Act of 2010 (PPACA) requires that employers with 50 or more full-time workers...