This paper presents findings from the 2008 EBRI/MGA Consumer Engagement in Health Care Survey, focusing on public opinion regarding variation in cost sharing as it relates to consumer engagement in health care. Overall, 58 percent of individuals support lower cost sharing for patients who are...

This paper summarizes highlights from the Employee Benefit Research Institute's (EBRI) December 2008 policy forum, titled "Outlook for Consumer/Patient Engagement in Health Care--30 Years into the Experiment," which took a detailed look at consumer-directed health plans and related issues....

This paper presents findings from the 2014 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey (CEHCS). In 2014, there was $22.1 billion in health savings accounts (HSAs) and health reimbursement arrangements (HRAs), spread across 10.6 million accounts, according to data from...

This paper constructs and estimates a dynamic model of the evolution of health for those over the age of 50 and then embeds that model of health dynamics in a structural, econometric model of retirement and saving. The health model traces the effects of smoking, obesity, alcohol consumption,...

Managed competition and a health insurance exchange appear to be the primary proposed vehicles for expanding Americans' access to health insurance coverage. For managed competition to work, most analysts agree that a number of components will need to be included: individual mandates, risk...

This paper examines current public opinion surrounding the future of employment-based health coverage and how it varies by demographics, health status, and selected questions on satisfaction with health care and ratings of the health care system in the United States. The public is in large part...

This paper examines public opinion surrounding the future of employment-based health coverage. Data come from the EBRI/MGA 2011 Health Confidence Survey (HCS), a survey that examines a broad spectrum of health care issues, including Americans’ satisfaction with health care today, their...

This paper presents findings from the 2011 Health Confidence Survey (HCS), the 14th wave of an annual survey that examines a broad spectrum of health care issues, including Americans’ satisfaction with health care today, their confidence in the future of the health care system and the Medicare...

This paper examines the implications of changing the tax treatment of employment-based health coverage. It discusses the current tax treatment of health coverage and various proposals to change the tax treatment of health coverage. The implications of changing the tax treatment are also...

In recent years, there have been many employer-driven “innovations” in health benefit design, such as health reimbursement arrangements, value-based benefit design, medical homes, wellness programs, and others. All of these innovations have a common goal: to better manage spending on health...