On Feb. 13, 2009, Congress passed the American Recovery and Reinvestment Act of 2009 (ARRA, P.L. 111-5), which included a provision for the federal government to pay 65 percent of the premiums for individuals covered under the continuation of employment-based health insurance by COBRA who...

This paper summarizes presentations at EBRI’s 65th biannual policy forum, held in Washington, DC, on Dec. 10, 2009, on the topic, “Employers, Workers, and the Future of Employment-Based Health Benefits.” The forum brought together a wide range of economic, benefits, management, and labor...

This paper examines the prevalence of retiree health benefits among Medicare-eligible retirees. It discusses the percentage of retirees with employment-based retiree health benefits over the 1994-2008 period. It also examines the trend for individually purchased coverage as a supplement to...

This paper examines how current health reform legislation being debated in Congress will impact the future of retiree health benefits. The paper also provides background on the impact of private-sector accounting rule changes on the availability of retiree health benefits since the mid-1990s;...

This paper summarizes discussion at the Employee Benefit Research Institute's December 2007 policy forum, which sought to assess reports that the U.S. employment-based health benefits system has reached a "tipping point" because of ever-rising costs, with employers entering a period of...

This paper reviews recent trends in coverage for workers by hours worked and firm size. It examines data from the U.S. Census Bureau’s most recent Current Population Survey. The Patient Protection and Affordable Care Act of 2010 (PPACA) requires that employers with 50 or more full-time workers...

The Patient Protection and Affordable Care Act (PPACA) requires group health plans that offer dependent coverage to make that coverage available to workers’ children until they reach age 26, regardless of student status, marital status, or financial support by the employees. A number of...

On December 13, 2012, the Employee Benefit Research Institute (EBRI) convened its 71st biannual policy forum, which focused on the topic: “'Post' Script: What’s Next for Employment-Based Health Benefits?” This paper summarizes the speakers’ presentations. With the so-called fiscal cliff...

This paper focuses mainly on changes in health insurance coverage between 2013 and 2014, the year before and after provisions in the Patient Protection and Affordable Care Act (PPACA) took effect to increase health insurance coverage and reduce the uninsured. The analysis focuses on the...

This paper analyzes data from a large employer that enhanced financial incentives to encourage participation in its workplace wellness programs. It examines, first, the effect of financial incentives on wellness program participation, and second, it estimates the impact of wellness program...