This paper examines the state of employment-based health benefits among workers with respect to offer rates, coverage rates, and take-up rates. It also examines how the state of employment-based health benefits has changed since the mid-1990s, reasons why workers do not have employment-based...

This paper provides historical data through 2011 on the number and percentage of nonelderly individuals with and without health insurance. Based on EBRI estimates from the U.S. Census Bureau’s March 2012 Current Population Survey (CPS), it reflects 2011 data. It also discusses trends in...

This paper examines satisfaction with various aspects of health care by type of health plan among three groups of health-plan enrollees: those with a consumer-driven health plan (CDHP), those with a high-deductible health plan (HDHP), and those with traditional coverage. The findings presented...

This paper explores differences in health-plan choice using data from the 2011 EBRI/MGA Consumer Engagement in Health Care Survey as well as earlier versions of the survey. It examines the likelihood of having a choice of plans and how that is changing over time; the main reasons for choosing a...

This paper examines the impact of plan type, health status, and income on the use of health care services. It also examines differences in the use of health services within the CDHP population. Data from the 2005-2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey and the 2008-2011...

This paper examines the population with a consumer-driven health plan (CDHP) and how it differs from the population with traditional health coverage. Data from the 2005-2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey and the 2008-2011 EBRI/MGA Consumer Engagement in Health Care...

Employment-based health benefits are the most common form of health insurance in the United States. The purpose of this paper is to examine the state of employment-based health benefits among workers with respect to offer rates, coverage rates, and take-up rates. It also examines how the state...

This paper examines HSA and HRA assets, account balances, and rollover amounts. It examines the types of individuals likely to have an HSA or HRA. It then examines differences and trends in account balances by demographics, income, contribution levels, and engagement in an individual’s own...

This paper presents findings from the 2010 EBRI/MGA Consumer Engagement in Health Care Survey, which provides nationally representative data regarding the growth of consumer-driven health plans (CDHPs) and high-deductible health plans (HDHPs), and the impact of these plans and consumer...

This paper provides historic data through 2009 on the number and percentage of nonelderly individuals with and without health insurance. Based on EBRI® estimates from the U.S. Census Bureau’s March 2010 Current Population Survey (CPS), it reflects 2009 data. It also discusses trends in...