Employee Benefit Research Institute estimates from the March 2003 Current Population Survey reveal that children and adults ages 55-64 were the most likely age groups to have health insurance coverage in 2002. The likelihood of individuals ages 55-64 being uninsured (12.9 percent) in that year...

As the baby boom generation ages, the issue of health insurance coverage for near elderly individuals will become increasingly important. This paper shows that among individuals ages 55-64, 86.3 percent reported having some form of health care coverage and 13.7 percent were uninsured in 2000....

This paper examines whether offering a health savings account (HSA)-eligible health plan for free, alongside other health plan options with a premium, alters employee enrollment choices; and if responders differ by health status. The data for this study come from two large employers and cover...

This EBRI Notes article examines the amount of savings Medicare beneficiaries are projected to need to cover program premiums, deductibles, and certain other health expenses in retirement. More specifically, for the purposes of this study, the health expenses for which savings are accumulated...

This EBRI Notes article examines the percentage of employers offering health insurance from 2008–2016 to better understand how health insurance offer rates may have been affected by the Patient Protection and Affordable Care Act of 2010 (ACA), the Great Recession of 2007–2009, and the...

This paper examines fundamental tax reform as it relates to employment-based health benefits and health insurance. It focuses on the specifics of the Bush proposal, but the issues apply to the overall concept of changing the way health insurance is taxed. It summarizes the current tax treatment...

This paper examines the notion that employers have reached a tipping point over health costs and will cease offering health care benefits to their workers. In the end, an evaluation of recent data does not suggest that the end of employment-based health benefits is upon us. However, the message...