The articles presented in this thesis give new insights into the funding of small and medium-sized enterprises (SMEs) in both Malaysia and the UK, based on exceptional access to the SME community and financial bodies serving SMEs. Seven core papers comprise: two overviews of SME funding in the...

Government-backed loan schemes have been introduced in many countries to enablesmall and medium-sized enterprises (SMEs) to have access to funding at a reasonablecost. This paper evaluates the schemes offered in Malaysia by the Credit GuaranteeCorporation (CGC). The introduction emphasises the...