Background. Differences in health and health services use among different ethnic groups within populations have been always a major concern in democratic societies. Past research has documented the gaps both in health and in services utilization between the Israeli Arab and Jewish populations....

The main objective of risk adjustment in systems of regulated competition on health insurance markets is the removal of incentives for undesirable risk selection. We introduce a simple conceptual framework to clarify how the definition of acceptable costs and the distinction between legitimate...