an important role in savings and credit for women in Malaysia. Design/methodology/approach – The paper refers to previous … studies on ROSCAs in Malaysia and extracts information that shows that ROSCAs are used mostly by women as a method of forced … practised in Malaysia especially in the rural and suburban areas. The participants are mostly women from middle income and low …

investigations into organised crime through interviews. Findings – Although spouses/wives benefit from the criminal proceeds of their …