The EBRI IRA Database, an ongoing project that collects data from multiple IRA plan administrators, for 2012 contains information on 25.3 million accounts owned by 19.9 million unique individuals with total assets of $2.09 trillion. This paper examines the percentage of traditional and Roth IRA...

This paper examines the percentage of traditional or Roth IRAs in the EBRI IRA Database that had a withdrawal in 2011. In this study, only withdrawals from the accounts identified as traditional or Roth IRAs in the database are examined, a total of 15.3 million accounts with $1.11 trillion in...

This paper assesses the status of American families’ accumulations in individual account (IA) retirement plans, both through the incidence of ownership and the amounts accumulated, using the Federal Reserve Board’s triennial Survey of Consumer Finances (SCF). Building on previous research by...

This paper provides data on the relationships found in the March 2002 Current Population Survey conducted by the U.S. Census Bureau that confirm earlier findings that gender, marital status, age, education, and other demographic variables have a significant impact on the likelihood of a worker...

This paper assesses the status of American families’ accumulations in individual account plans, both through the incidence of ownership and the average amounts accumulated. The Survey of Consumer Finances (SCF), the Federal Reserve Board’s triennial survey of wealth, is the basis for this...

Die Erwerbstätigkeit befindet sich in Deutschland auf einem Höchststand. Die Ursachen hierfür sind vielfältig und nicht nur in der vor zehn Jahren verabschiedeten Agenda 2010 zu sehen. Das gestiegene Bildungsniveau, die hohe Erwerbsbeteiligung, demografische Aspekte, die schrittweise...

We consider the nexus of intra-household transfers, the sex composition of the sibship, and parental retirement behavior in Korea. We provide evidence that the cost of raising sons is higher than it is for daughters in Korea. Thus, in the absence of sufficient transfers from adult sons to...

Pensions may be provided for in a modern society by several methods, viz., voluntary individual savings, mandatory fully funded occupational pension systems, and mandatory social security financed by pay-as-you-go. The specific mixture of the three systems we will call the pension composition....