The Indian economy entered a phase of transition from a semi-controlled economy to a market-controlled economy in the early 1990s. The process of economic reforms which had been previously progressing at a snail's pace, gained momentum during this time. The hastened process of reforms brought...

The Financial Sector Reforms have changed the face of Indian Banking Industry into a much regulated and organized industry. The market developments coupled with Liberalization & Globalization have resulted in transformation of banks in a much higher pace with technology acting as a catalyst. The...

Due to Global Financial Crisis of 2008, the scenario of financial markets has changed dramatically. It appears that everybody is looking at his bottom line when it comes to banking and financial services. They want to utilize their scare resources in the best possible way to protect them and...

The Banking Sector in the developed economies as well as in the emerging market economies may face unique problems in the absence of well developed credit rating systems. The mechanism of robust data collection, lack of proper analytical attitude, inappropriate capital assessment methods,...

An efficient allocation of capital is the most important finance function in the modern times. It involves decisions to commit the firm's funds to the long term assets. Capital Budgeting or investment decisions are of considerable importance to firm, since they tend to determine the value by...

The concept of commodity futures is not new in India. However commodity futures trading in India remained in a state of hibernation for four decades, which was market by suspicion on the benefits of futures trading. This is now replaced by policy, institutional and market activism in the last...

India has been placed at first position in the category of countries with the best opportunity for investment in the Retail Sector by a survey of A.T. Kearney's 2005 on Global Retail Development. The increasing disposable incomes among the Indian middle class and increasing young population have...

Liberalization and Information technology has attracted many foreign banks to India, thereby opening up new markets, new products and efficient delivery channels for the banking industry. In the development of Indian Economy, Banking sector plays a very important and crucial role. With the use...

Capital Budgeting is an important aspect of finance which an executive and management utilises to optimize the investment. In every organization there are different priorities for investment. Risk and return are two vital aspects to be considered at the time of finalizing an investment option....