The global economy is yet to recover from the worst crisis witnessed since post World War II. The world trade is projected to contract by 2.8% in 2009, which is an alarming indication. Indian economy too has been hurt to some extent by the global financial crisis. The stock markets, financial...

This study provides a framework for establishing Stress Test on NPAs among Priority Sector. As State Bank of India is the leading Public Sector Bank in the country, its exposure to NPAs specifically to sector based exposure on outstanding amounts and its prediction could be a guiding post for...

Stress testing in Banks is crucial for risk mitigation both from regulatory and managerial standpoint. The U.S. sub-prime crisis of 2008 triggered economic recession across the globe and various agencies like financial institutions, regulators, credit agencies, government policies, and...

Purpose: To manage the self-service concept in the retail outlets, a better functional and structural knowledge is required which functionally illiterate consumers do not show, leading to face marketplace challenges, thereby ending up developing a coping mechanism (Viswanathan et al, 2005:15)....

The fintech (Financial Technology) segment is driven by digital technology, innovations, regulations, and market structures. The fintech ecosystem has been changing rapidly in the last couple of years. With such rapid changes and complex developments, there is a need for understanding various...

With the growing use of digital payments, governments all over the world are exploring the idea of government backed digital currencies, which can provide safer transactions. Countries like Malaysia, Nigeria, Singapore and China have introduced their own Digital Currencies. The Government of...