The purpose of this article is to provide a technical discussion of capital loading that quot;micro health insurance unitsquot; (MIUs) must add to the premium to maintain financial sustainability. MIUs offer benefit packages and require prepayment, that is, they create a rudimentary...

Rationale: The use of reinsurance has been proposed as an alternative to traditional forms of capital for micro health insurance entities. However, there is almost no literature on the ramifications of this substitution, notably the fit of different types of reinsurance and comparisons of the...

"The authors examine the performance of the crop insurance scheme in Karnataka, a southern state of India and the second driest state in the country. Their analysis highlights weaknesses in product design, implementation challenges, and operational problems. The authors' finding is that the crop...

Cereal production accounts for about seventy percent of all agricultural land in Morocco. Cereal producer prices, influenced by the government, are higher than world prices. Production is divided into six broad agro-climatic zones. About half of cereal production is concentrated in the...

The authors examine the performance of the crop insurance scheme in Karnataka, a southern state of India and the second driest state in the country. Their analysis highlights weaknesses in product design, implementation challenges, and operational problems. The authors' finding is that the crop...

Almost 90 percent of Moroccan agriculture is not irrigated, and since most of Morocco's crops depend on adequate rainfall, yields and production vary widely. A drought insurance program based on rainfall index contracts is feasible in parts of Morocco and could significantly benefit its...

The paper examines the performance of the crop insurance scheme in Karnataka, a southern state of India and the second driest state in the country. The analysis highlights weaknesses in product design, implementation challenges, and operational problems. The finding is that the crop insurance...